Franklin Income Fund

A long-running income strategy investing across dividend stocks and bonds.

Franklin Income Fund is a well-known income strategy from Franklin Templeton, with a mandate that can use both dividend-paying equities and fixed income securities. Its Singapore-registered share classes make it relevant for local retail investors seeking an established income fund with a long operating history. The fund is often considered by investors who want a traditional income approach rather than a purely tactical multi-asset product. Its mix of equities and credit can support distributions, but also introduces downside risk when markets punish value stocks, high yield credit or rate-sensitive assets at the same time.

THEBESTSG STAFF REVIEW

Franklin Income Fund has an old-school income character: dividend stocks, bonds and a focus on cashflow rather than a sleek model portfolio feel. That makes it appealing to investors who want a recognisable, long-running strategy from a major fund house. What stands out is its income heritage and straightforward proposition. The drawback is that the style can go through unfashionable stretches, and it is not the cleanest fit for investors wanting low-volatility bond income. It suits those who accept equity and credit cycles for higher payout potential.

WHY THEY MADE THEBEST SG

It earns a place for brand strength, income heritage and broad availability, especially for investors who prefer a traditional balanced income fund.

The editors' scorecard - 83/100

Unique Service Proposition16/20
Quality of Service17/20
Accessibility16/20
Value for Money17/20
Innovation17/20