FSM MAPS

FSMOne's managed portfolios with five risk profiles and research-led rebalancing.

FSM MAPS

FSM MAPS is the managed portfolio service within FSMOne, operated by iFAST's Singapore investment platform. It is designed for DIY investors who want professional portfolio management without managing every fund or ETF position themselves. MAPS offers five risk profiles, from Conservative to Aggressive, with diversified portfolios across fixed income and equities. The service starts from S$500 for lump sum investments or S$100 per month for regular savings plans, with no platform fee or sales charge and a management fee from 0.0875% per quarter. It is cash-only, so CPF and SRS users need another route.

THEBESTSG STAFF REVIEW

FSM MAPS is a good fit for investors who already use FSMOne or like research-led portfolio updates. The platform is less lifestyle-driven than the newer robo apps, but it gives clear risk profiles, ongoing commentary and access inside a broader investment supermarket. The low monthly entry point is helpful for regular investing. The trade-off is that the experience feels more like a fund platform than a sleek robo-advisor, and MAPS portfolios are cash-only, which limits its role for retirement account planning.

WHY THEY MADE THEBEST SG

It is selected for its strong research backbone, accessible minimums, five clear risk profiles and integration with one of Singapore's established investment platforms.

The editors' scorecard - 80/100

Unique Service Proposition16/20
Quality of Service16/20
Accessibility16/20
Value for Money16/20
Innovation16/20