GREAT Life Advantage 4
Whole life investment-linked cover from Great Eastern with optional critical illness riders.
GREAT Life Advantage 4 is Great Eastern's whole-of-life regular premium investment-linked plan. It provides lifetime protection against death, terminal illness and total and permanent disability, with optional riders for early, intermediate and critical stage critical illness. The plan is positioned as customisable protection, with basic regular premiums from S$100 a month, single premium top-ups, partial withdrawals and access to GreatLink Dynamic Portfolios and GreatLink Funds. It also includes a 10-year non-lapse guarantee when conditions are met and a Guaranteed Increase of Sum Assured option at selected life milestones.
Great Eastern remains one of the most established names in Singapore life insurance, and this plan is best suited to people who want lifelong protection with investment-linked flexibility. The milestone-based ability to increase cover without medical underwriting is genuinely useful for marriage, children and other major changes. The child cover benefit is another thoughtful family feature. The trade-off is that, as an investment-linked whole life plan, policy value depends on fund performance and charges, so it needs more monitoring than a traditional participating policy.
It ranks highly for Great Eastern's long-standing local presence, broad adviser network and flexible protection features, especially for customers comfortable with investment-linked structures.