Income Insurance

Established local insurer with Drivo plans, Orange Force assistance and broad cover options.

Income Insurance

Income Insurance offers Drivo Car Insurance for private-car owners in Singapore. The product includes comprehensive accident cover, unlimited windscreen cover, third-party property damage cover up to $5,000,000, personal accident benefits and towing support. A key differentiator is Orange Force, Income's accident response team, which provides accident assistance in Singapore. Drivers can choose among Classic, Advantage and Premium plans, with Premium allowing repairs at a preferred workshop. Optional benefits include NCD protection, excess waiver cover, daily transport allowance and roadside assistance and wellness cover.

THEBESTSG STAFF REVIEW

Income remains one of the safest mainstream picks for drivers who want an established local name and a structured claims ecosystem. Orange Force is the main reason many Singapore motorists keep it on their shortlist, especially those who want guided help after an accident. The plan ladder is also clear, with workshop flexibility available at the higher tier. The trade-off is price: drivers focused purely on the lowest premium may find direct insurers sharper.

WHY THEY MADE THEBEST SG

It was selected for its established Singapore presence, comprehensive Drivo structure, Orange Force accident support and practical add-ons for everyday family drivers.

The editors' scorecard - 87/100

Unique Service Proposition17/20
Quality of Service19/20
Accessibility17/20
Value for Money17/20
Innovation17/20