Income TermLife Solitaire
High-sum-assured term cover from Income's Solitaire range.
TermLife Solitaire is Income Insurance's higher-coverage term life plan, positioned for customers who need at least S$500,000 of death and terminal illness protection. It includes guaranteed renewal features that may allow coverage to continue up to age 100, subject to the plan's conditions, and offers optional riders such as Disability Accelerator and dread disease protection. Income also highlights medical concierge support for larger applications. The plan is suited to households with larger income replacement needs, sizeable mortgages, business obligations, or legacy planning goals that require a clean protection-focused policy rather than a savings plan.
Income remains one of Singapore's most familiar insurers, and TermLife Solitaire is its strongest term option for higher cover. What stands out is the combination of a recognisable local brand, sizeable minimum sum assured and clear add-on structure. It is especially relevant for professionals, business owners and families with large liabilities. The honest trade-off is accessibility: this is not the simplest entry-level term policy, and the S$500,000 minimum makes it less suitable for someone who only wants a small protection top-up.
It earns second place for strong high-cover positioning, Income's local reputation and practical rider options for people with larger protection gaps.