Manulife Goal

A participating endowment plan for milestone-based savings and protection.

Manulife Goal is a savings-focused endowment plan from Manulife Singapore, positioned for customers building towards defined milestones. It provides insurance protection alongside savings benefits, with the potential for participating bonuses depending on fund performance. Manulife is a global insurer with a long Singapore presence, and its local product range covers protection, retirement, investment, and savings needs. This plan is most relevant for customers who value a structured premium commitment and want an international insurer with adviser support rather than a purely online savings product.

THEBESTSG STAFF REVIEW

Manulife Goal is a practical mid-to-long-term savings choice for people who want structure and insurer backing. The product is not trying to be the flashiest short-term yield option. Its strength is goal-based planning with a reputable international brand and a familiar adviser route. The trade-off is that returns need to be read through the lens of guaranteed versus non-guaranteed benefits, and buyers should be comfortable with the premium duration before signing.

WHY THEY MADE THEBEST SG

It makes the list for its goal-based endowment design, credible insurer backing, and suitability for customers planning around specific life milestones.

The editors' scorecard - 85/100

Unique Service Proposition17/20
Quality of Service17/20
Accessibility17/20
Value for Money17/20
Innovation17/20