OCBC Credit Cards
OCBC is one of the largest banks in Southeast Asia, offering a comprehensive suite of financial services with credit cards designed to meet diverse customer needs.
OCBC is one of Singapore’s three major local banks and the country’s longest-established bank, formed in 1932 from the merger of three local banks. For cardholders, OCBC’s personal banking platform lists credit cards for everyday spending, cashback, rewards and travel miles, including the OCBC INFINITY Cashback Card, OCBC 365 Credit Card, OCBC Rewards Card and OCBC 90°N Card. The bank also runs card promotions across dining, travel and retail, with online applications and digital banking support through OCBC Digital. Beyond cards, OCBC offers accounts, loans, insurance, investments, advisory and business banking services. Its group headquarters is at OCBC Centre on Chulia Street, and the bank’s regional business spans Singapore, Malaysia, Indonesia and Greater China. Customers can access support through its help centre, branch and ATM locator, and personal banking hotline.
OCBC stands out in Singapore's competitive credit card market with its well-thought-out range of cards catering to different lifestyle needs. Their credit card portfolio demonstrates a deep understanding of Singaporean spending habits, with particularly strong offerings in everyday spending categories like dining, groceries, and online shopping. The bank's digital infrastructure and customer service have shown significant improvement in recent years.
Selected for their innovative approach to credit card benefits and strong focus on customer value. OCBC's credit card offerings consistently rank among the most competitive in Singapore, with their OCBC 365 Card being particularly noteworthy for its practical everyday benefits. Their commitment to digital banking excellence and responsive customer service sets them apart in the financial sector.
The editors' scorecard - 84/100
Strong everyday cashback programs and diverse card portfolio
Reliable customer service but occasional processing delays
Excellent digital platform and widespread ATM network
Competitive rewards and reasonable annual fee structures
Good digital features but could be more cutting-edge