PRUActive Protect

Customisable Prudential CI plan with recurring early-stage critical illness cover.

PRUActive Protect is Prudential Singapore's customisable critical illness insurance plan. Prudential positions it as a plan that can be built as the customer grows, with coverage against recurring early-stage critical illnesses and more. It sits within Prudential's broader health and life protection ecosystem, supported by a large adviser force, customer service centre and digital policy services. This product is a good fit for customers who want to shape their CI protection over time rather than buy a simple one-size plan.

THEBESTSG STAFF REVIEW

PRUActive Protect works best for buyers who value customisation and already want adviser support. Prudential's strength is distribution and long-term servicing, which matters for CI policies that may stay in force for decades. The product's recurring early-stage angle is useful, but the trade-off is that customisation requires discipline. It is easy to add features without fully understanding cost, overlaps or future affordability.

WHY THEY MADE THEBEST SG

It earns its place for customisable CI protection, recurring early-stage positioning and Prudential's strong Singapore servicing footprint.

The editors' scorecard - 80/100

Unique Service Proposition16/20
Quality of Service17/20
Accessibility17/20
Value for Money15/20
Innovation15/20