Raffles Health Insurance

A healthcare-linked insurer offering Raffles Shield and hospital-centred support.

Raffles Health Insurance

Raffles Health Insurance is part of the Raffles Medical Group ecosystem and offers Raffles Shield for individual health insurance in Singapore. Its customer centre is located at Raffles Hospital, with operations also supported from Tannery Lane. The insurer's positioning is distinct because it is closely connected to a private healthcare group with Raffles Hospital, clinics and specialist services. Its site also supports personal claims, letters of guarantee, pre-authorisation and specialist appointment pathways for Raffles Shield customers.

THEBESTSG STAFF REVIEW

Raffles Health Insurance is the most healthcare-embedded option on this list. For customers who already use Raffles Medical or value a hospital-linked insurer, the pathway from insurance to specialist appointment, pre-authorisation and care can feel more direct. The trade-off is that its footprint is narrower than the biggest multi-line insurers, so buyers should compare panel breadth and non-Raffles hospital flexibility before committing.

WHY THEY MADE THEBEST SG

It stands out for combining insurance with Raffles Medical Group's healthcare infrastructure, making it a distinctive hospital-linked option.

The editors' scorecard - 83/100

Unique Service Proposition17/20
Quality of Service16/20
Accessibility16/20
Value for Money16/20
Innovation18/20