ROSHI
Digital loan marketplace matching borrowers with personalised home loan and refinance offers.
ROSHI is a Singapore loan matching platform covering home loans, refinance loans, personal loans and business loans. For mortgages, it lets borrowers submit one application and receive personalised home loan offers from different banks, with dashboard-based comparisons and broker support where needed. ROSHI positions itself as an independent marketplace that does not issue loans directly and only lists regulated banks and licensed lenders. Its contact page states that home loan and refinance enquiries are handled through its support process and application platform.
ROSHI is the most tech-forward option on this list. It is built for borrowers who prefer a digital application, personalised matching and a dashboard rather than calling bank after bank. Its independent marketplace positioning is helpful, and the platform is transparent that final offers depend on lender assessment. The trade-off is that homeowners who want a traditional relationship with a named mortgage adviser from the first call may find the platform route less personal, though broker assistance is available.
It was chosen for its modern application flow, personalised loan matching, regulated-lender focus and useful bridge between comparison technology and broker support.