Signature Indexed Income
Manulife's Signature Indexed Income pairs monthly payouts with index-linked universal life mechanics.
Signature Indexed Income is part of Manulife Singapore's Signature legacy planning suite. Manulife describes it as an index-linked universal life plan with monthly income payouts, designed to balance income growth potential with downside protection. It sits beside other Signature products for multi-generational wealth, policy continuity and estate planning. The product is aimed at clients who want premium insurance planning with an income component, rather than a pure protection-only policy. As with other Manulife Signature plans, the purchase journey is adviser-led and should include detailed review of income assumptions, index mechanics, policy charges and surrender terms.
Signature Indexed Income is useful for affluent clients who want a Manulife legacy plan but also want regular cash flow built into the design. It is more income-led than the typical IUL, which can help when the goal is retirement support, family allowance planning or staged wealth transfer. The trade-off is visibility: public information is brief, so it is harder to compare its index formula, guarantees and charges without adviser documents. Treat it as a shortlisted discussion product, not a plan to judge from the webpage alone.
It was selected for its combination of indexed universal life positioning, monthly income payouts and Manulife's broader Signature suite for legacy planning.