Tiq 3-Year Endowment Plan
A digital short-term endowment plan with a fixed policy term and guaranteed payout.
Tiq 3-Year Endowment Plan is Etiqa Singapore's online endowment product for savers who want a defined three-year commitment. Etiqa is known locally for digital insurance distribution through its Tiq platform, covering travel, car, maid, protection, and savings products. This plan appeals to customers who prefer online purchase, a relatively short horizon, and a clear maturity outcome. Like other tranche-style endowments, the available return and purchase terms can change, so it should be compared against current fixed deposits, T-bills, and other guaranteed policies.
Etiqa's strength is convenience. Tiq products are generally designed for online buyers who want to complete applications without a long advisory process, and the 3-Year Endowment Plan fits that pattern. It is attractive when its tranche rate is competitive and the buyer is comfortable locking funds for the full term. The trade-off is that service and advice are more digital-led, so complex planning needs may be better served elsewhere.
It is selected for its accessible digital purchase model, short policy term, and straightforward appeal to rate-conscious savers.