The 11 Best Insurance Agencies & Advisories in Singapore

Compare reputable Singapore insurance advisers and brokers for life, health, corporate and expat coverage.

Reviewed by our editors · Updated July 2026 · How we rank

Our verdict: GetInsurance is the best insurance agencies & advisory in Singapore right now. Providend runs it closest.

Choosing an insurance advisory agency in Singapore is not just about finding the cheapest premium. The better firms help you size your protection needs, compare insurers, explain exclusions clearly and avoid buying overlapping policies that do not fit your life stage.

This ranking focuses on independent financial advisory firms, specialist insurance brokers and comparison-led advisers that help clients review, compare and buy insurance. We prioritised licence status, breadth of insurer access, clarity of advice, service reputation, claims support and how practical each firm is for Singapore residents, families, expats and SMEs.

01
GetInsurance
88/100
Advisory practice that compares plans across insurers and pairs every enquiry with a licensed adviser - free, no obligation.
getinsurance.com.sg
THEBESTSG STAFF REVIEW
GetInsurance operates the way buying insurance should work: needs analysis first, product talk second. The comparison-led approach means you see how a recommended plan stacks up against alternatives rather than taking one insurer's word for it, and the digital enquiry flow gets you to a licensed adviser quickly without a hard-sell pipeline. As with any advisory practice, the final shortlist reflects the platforms its advisers can transact on, so ask to see the comparison table - they will show you.
Why GetInsurance made TheBest SG · full scorecardLess
WHY THEY MADE THEBEST SG
Selected for its comparison-first advisory model: licensed advisers, needs analysis before any recommendation, and free no-obligation advice through a clean digital enquiry flow.
GetInsurance is a Singapore insurance advisory practice built around one promise: you should never buy insurance blind. Instead of pushing a single product, its licensed advisers start from a needs analysis, then compare relevant plans - life, health, critical illness, savings and investment-linked - across insurers before recommending anything. The practice runs a digital-first enquiry flow through getinsurance.com.sg, with plan comparison tools and educational resources, and pairs every request with a real adviser rather than a call centre. Advice is free and no-obligation, with the adviser compensated only if you proceed with a plan.
THE EDITORS' SCORECARD - 88/100
Unique Service Proposition18/20
Quality of Service18/20
Accessibility17/20
Value for Money18/20
Innovation17/20
Read our review →Enquire at GetInsurance ↗Own this business? Claim it
02
Providend
89/100
Singapore's fee-only wealth adviser with a clear risk-mitigation approach to insurance.
38 Duxton Hill, Singapore 089616
providend.com
$$$$ price range
“Best for fee-only, conflict-aware advice.” - our editors
THEBESTSG STAFF REVIEW
Providend is the strongest choice for clients who want advice that is explicitly separated from product pushing. The firm is known for disciplined planning, plain-spoken views on insurance and a willingness to challenge common sales narratives around savings plans and protection. Its main trade-off is cost and fit: a fee-only advisory model may feel heavier than needed if you only want a quick quote for one policy. For households with larger decisions to make, its clarity is a real advantage.
Why Providend made TheBest SG · full scorecardLess
WHY THEY MADE THEBEST SG
It ranks first for independence, transparency and the way it frames insurance as risk protection within a complete financial plan, rather than as a product sale.
Providend is one of Singapore's most distinctive advisory firms because it operates on a fee-only wealth advisory model and rebates product commissions to clients. Its insurance work sits within broader risk-mitigation planning, where protection is treated as a safety net rather than a savings product. The firm is best suited to clients who want structured advice on life goals, investments, retirement, estate planning and insurance together. Its public education work and media presence also make it a familiar name among Singaporeans looking for transparent financial planning.
THE EDITORS' SCORECARD - 89/100
Unique Service Proposition19/20
Quality of Service18/20
Accessibility17/20
Value for Money17/20
Innovation18/20
Read our review →Enquire at GetInsurance ↗Own this business? Claim it
03
SingCapital
82/100
A Singapore advisory for insurance, financial planning and business protection.
1 Kim Seng Promenade, Great World City, Office East, Tower 12-06, Singapore 237994
singcapital.com.sg
“Best broad-based local advisory pick.” - our editors
THEBESTSG STAFF REVIEW
SingCapital is strongest when insurance is part of a bigger planning discussion. That makes it useful for SME owners who do not separate personal cover, family obligations and business continuity neatly. The advisory approach can help clients think beyond the cheapest policy and consider what happens if a key person, director or income earner is affected. The trade-off is that buyers looking for a pure general insurance broker for property, motor fleet or technical liability risks may prefer a specialist commercial brokerage.
Why SingCapital made TheBest SG · full scorecardLess
WHY THEY MADE THEBEST SG
It earns a place because many individuals and SME owners need insurance advice linked to broader financial planning, not only a one-off policy transaction.
SingCapital is a Singapore financial advisory firm that includes insurance advisory within a wider planning framework. Its core audience includes individuals, families and business owners who want insurance considered alongside financial planning, retirement, healthcare and protection needs. For SMEs, the useful angle is business continuity and employee-related protection rather than only buying a standalone general insurance policy. It is best suited to clients who want advisory conversations around personal and company risks, especially where owners need to coordinate family protection with business responsibilities.
THE EDITORS' SCORECARD - 82/100
Unique Service Proposition17/20
Quality of Service17/20
Accessibility16/20
Value for Money16/20
Innovation16/20
Read our review →Enquire at GetInsurance ↗Own this business? Claim it
04
finexis advisory
87/100
Homegrown financial advisory firm with a large insurer and product partner platform.
20 Collyer Quay, #01-02, Singapore 049319
finexis.com.sg
“Best for broad product access.” - our editors
THEBESTSG STAFF REVIEW
finexis is known for scale and choice. Its adviser platform gives consultants access to many insurance and investment partners, which helps when comparing life, health, employee benefits and business coverage. The firm has a polished advisory infrastructure and a strong CBD presence. The honest trade-off is consistency: with a large adviser base, client experience will vary by consultant. Ask to see comparisons in writing and check how recommendations are matched to your protection gaps.
Why finexis advisory made TheBest SG · full scorecardLess
WHY THEY MADE THEBEST SG
It stands out for its extensive partner platform, broad planning categories and strong local advisory footprint, especially for clients comparing several protection and wealth options.
finexis advisory is a long-running Singapore financial advisory firm and is now part of Ascend Asia. It describes itself as a client-focused, homegrown advisory firm that is not backed by any particular insurer. Its services include income replacement protection, health, home protection, retirement, savings, employee benefits and commercial risk transfer. A key strength is its broad partner platform, which includes life, group, general insurance, fund house and investment platform partners. This makes it useful for clients who want insurance advice connected to wider wealth planning.
THE EDITORS' SCORECARD - 87/100
Unique Service Proposition18/20
Quality of Service17/20
Accessibility17/20
Value for Money17/20
Innovation18/20
Read our review →Enquire at GetInsurance ↗Own this business? Claim it
05
IPP Financial Advisers
86/100
Established advisory firm covering personal, private wealth, retirement and business advice.
78 Shenton Way, #30-01, Singapore 079120
ippfa.com
THEBESTSG STAFF REVIEW
IPP suits clients who want a conventional financial adviser with enough depth to discuss insurance, retirement and wealth planning in one conversation. It is particularly relevant for professionals and business owners who need more than a single online quote. The firm has a mature platform, but it is less digitally self-serve than comparison portals. You will get the most value by preparing existing policies, CPF details and family obligations before the first meeting.
Why IPP Financial Advisers made TheBest SG · full scorecardLess
WHY THEY MADE THEBEST SG
It is included for its longevity, recognised advisory platform and ability to combine insurance planning with retirement, wealth and business advice.
IPP Financial Advisers is an established Singapore financial advisory firm with services spanning personal advisory, private wealth advisory, retirement planning and business advisory. Its client-facing materials focus on matching clients with advisers and supporting longer-term financial planning relationships. For insurance buyers, the appeal is the firm's ability to handle protection needs alongside investment, retirement and business continuity questions. Its Shenton Way office and broad adviser network make it accessible for working professionals who prefer a traditional advisory model with human follow-through.
THE EDITORS' SCORECARD - 86/100
Unique Service Proposition18/20
Quality of Service17/20
Accessibility16/20
Value for Money17/20
Innovation18/20
Read our review →Enquire at GetInsurance ↗Own this business? Claim it
06
PromiseLand Financial Advisory
85/100
Longstanding advisory firm offering life, medical, GI and portfolio review services.
7500A Beach Road, #02-312 The Plaza, Singapore 199591
promiseland.com.sg
THEBESTSG STAFF REVIEW
PromiseLand is a familiar name for clients who prefer a relationship-led advisory style. Its strengths are breadth, adviser continuity and the ability to review existing portfolios across protection, savings and retirement needs. The general insurance capability is also useful for families and SMEs. The trade-off is that the brand is in transition as it joins Ascend Asia, so clients should confirm the current servicing arrangement, adviser registration and after-sales process during consultation.
Why PromiseLand Financial Advisory made TheBest SG · full scorecardLess
WHY THEY MADE THEBEST SG
It earns its place for long operating history, broad insurance categories and evidence of client-facing portfolio review work across individual and business needs.
PromiseLand Financial Advisory is a longstanding Singapore advisory firm with services across financial planning, investment advisory, general insurance, retirement planning, business continuity and insurance portfolio review. Its site highlights more than 35 years of serving customers and a broad product and service range for individuals and businesses. The firm also notes a general insurance brokerage capability backed by in-house specialists. It is a practical option for clients who want traditional adviser support and regular portfolio reviews rather than a purely online buying journey.
THE EDITORS' SCORECARD - 85/100
Unique Service Proposition17/20
Quality of Service17/20
Accessibility16/20
Value for Money17/20
Innovation18/20
Read our review →Enquire at GetInsurance ↗Own this business? Claim it
07
Financial Alliance
84/100
Large independent financial advisory name for insurance, investment and wealth planning.
fapl.sg
THEBESTSG STAFF REVIEW
Financial Alliance remains a respected name for clients who want independent financial advisory rather than a tied agency route. Its strength is the breadth expected from a full advisory platform, especially when insurance decisions overlap with retirement, family protection and investment planning. The trade-off is that public-facing information can be less straightforward than newer digital firms, so the client should ask for clear written comparisons and a transparent explanation of adviser compensation.
Why Financial Alliance made TheBest SG · full scorecardLess
WHY THEY MADE THEBEST SG
It is selected for reputation, independent advisory positioning and relevance to Singapore clients who need insurance recommendations within broader financial planning.
Financial Alliance is one of the better-known independent financial advisory names in Singapore, with a focus on helping clients plan across protection, wealth accumulation, retirement and estate needs. It is relevant to insurance buyers who want adviser-led comparisons rather than a single insurer conversation. The firm is commonly associated with holistic financial planning, where insurance coverage is reviewed alongside investment risk, cash flow and family responsibilities. This makes it more suitable for clients with multiple policies or life-stage changes than for one-off travel or motor insurance purchases.
THE EDITORS' SCORECARD - 84/100
Unique Service Proposition17/20
Quality of Service17/20
Accessibility17/20
Value for Money16/20
Innovation17/20
Read our review →Enquire at GetInsurance ↗Own this business? Claim it
08
Diot-Siaci Asia
83/100
Insurance broker for personal, employee benefits and corporate coverage in Singapore.
20 Upper Circular Road, The Riverwalk, #01-50/54, Singapore 058416
asia.diot-siaci.com
THEBESTSG STAFF REVIEW
Diot-Siaci Asia is strongest where insurance needs are messy: expatriate medical cover, employee benefits, family relocation and corporate policies. Its broker model gives clients access to multiple insurers and post-sale support, which matters when claims or renewals get complicated. The trade-off is that it may be more specialised than necessary for a simple local term-life comparison. For expats and SMEs, though, the service depth is a clear plus.
Why Diot-Siaci Asia made TheBest SG · full scorecardLess
WHY THEY MADE THEBEST SG
It ranks well for specialist brokerage depth, expat relevance and its ability to compare local and international insurers for both individuals and companies.
Diot-Siaci Asia, which carries the heritage of Expat Insurance in Singapore, is an insurance broker serving individuals, employers and corporate clients. Its coverage areas include medical, life, critical illness, income protection, home, lifestyle, travel, employee benefits and corporate insurance. The firm states that, as a broker, it represents the client rather than the insurer and works with a wide range of local and international insurers. It is especially relevant for expats, globally mobile professionals, families and companies that need medical or benefits advice.
THE EDITORS' SCORECARD - 83/100
Unique Service Proposition17/20
Quality of Service16/20
Accessibility17/20
Value for Money16/20
Innovation17/20
Read our review →Enquire at GetInsurance ↗Own this business? Claim it
09
Pacific Prime Singapore
80/100
A specialist health insurance broker comparing local and international medical plans.
18 Cross Street, #09-02 Cross Street Exchange, Singapore 048423
pacificprime.sg
THEBESTSG STAFF REVIEW
Pacific Prime is useful when the hard part is comparison, not buying a specific named Shield plan. Expats, HR teams and families with cross-border needs can benefit from a broker that sees multiple insurer options and can explain trade-offs in network, underwriting and renewals. The limitation is important: it is not the insurer paying claims, so the final experience still depends on the chosen underwriter and policy terms.
Why Pacific Prime Singapore made TheBest SG · full scorecardLess
WHY THEY MADE THEBEST SG
It is included as a reputable specialist broker for customers who need to compare several health insurance providers before choosing.
Pacific Prime Singapore is a specialist health insurance broker rather than an underwriter, but it is a reputable option for comparing individual, family and corporate medical insurance. The Singapore office at Cross Street Exchange supports health insurance quotes and advisory across multiple insurers, including international medical plans for expats and corporate benefits. Pacific Prime's value is in market comparison, plan explanation and renewal support, especially when buyers are deciding between local cover and international private medical insurance. It is best used when you want advice across providers, not a single insurer's product.
THE EDITORS' SCORECARD - 80/100
Unique Service Proposition17/20
Quality of Service16/20
Accessibility16/20
Value for Money16/20
Innovation15/20
Read our review →Enquire at GetInsurance ↗Own this business? Claim it
10
Dollar Bureau
81/100
Comparison-led personal finance platform connecting users with insurance advisers.
10 Anson Road, #33-03 International Plaza, Singapore 079903
dollarbureau.com
THEBESTSG STAFF REVIEW
Dollar Bureau is useful for consumers who want insurance explained in practical Singapore terms before taking a meeting. Its content library and calculators make it easier to understand coverage gaps, policy types and premium trade-offs. The caveat is that Dollar Bureau itself works through selected advisers rather than being the traditional adviser brand in every case, so clients should verify the specific representative, firm licence and product panel. As a starting point, it is highly accessible.
Why Dollar Bureau made TheBest SG · full scorecardLess
WHY THEY MADE THEBEST SG
It earns a place for strong consumer education, comparison-led insurance content and a lower-friction route to adviser matching for Singapore residents.
Dollar Bureau is a Singapore personal finance platform with a strong insurance education and comparison angle. It publishes detailed guides on term life, whole life, critical illness, health, maternity, CareShield Life supplements and other insurance categories. Its advisory service connects users with selected MAS-licensed financial advisers and focuses on helping Singaporeans compare coverage from multiple insurers. The firm is a good option for readers who want to learn before speaking to an adviser, use calculators and start with a more digital-first discovery process.
THE EDITORS' SCORECARD - 81/100
Unique Service Proposition16/20
Quality of Service16/20
Accessibility16/20
Value for Money17/20
Innovation16/20
Read our review →Enquire at GetInsurance ↗Own this business? Claim it
11
Insurance Empire
80/100
Appointment-based insurance comparison site for life, health, CI and retirement plans.
229 Mountbatten Road, Mountbatten Square, Singapore 398007
insuranceempire.sg
THEBESTSG STAFF REVIEW
Insurance Empire is best viewed as a practical comparison-led option for protection products rather than a full private wealth advisory firm. Its strengths are clear category coverage, easy quote requests and accessibility for consumers comparing life, health and critical illness plans. The trade-off is that the brand has a smaller public profile than the larger advisory firms in this list. It works best when you ask for side-by-side policy details and confirm the adviser credentials upfront.
Why Insurance Empire made TheBest SG · full scorecardLess
WHY THEY MADE THEBEST SG
It rounds out the list for its focused insurance categories, appointment-based support and practical comparison approach for common protection needs.
Insurance Empire is a Singapore insurance comparison and advisory site covering term insurance, whole life, critical illness, hospitalisation, maternity, disability, retirement and endowment plans. It presents itself as a one-stop portal for popular insurance policies offered by different insurers in Singapore, with appointment-based consultations and quote requests. Its content is more focused on individual insurance categories than full wealth management. This makes it suitable for consumers who know the coverage type they want and prefer a guided comparison before buying.
THE EDITORS' SCORECARD - 80/100
Unique Service Proposition16/20
Quality of Service16/20
Accessibility16/20
Value for Money16/20
Innovation16/20
Read our review →Enquire at GetInsurance ↗Own this business? Claim it

Best Insurance Agencies & Advisories in Singapore compared

Rank	Name	Known for	Price
#1	GetInsurance	insurance advisory · plan comparison	-
#2	Providend	fee-only · wealth planning	$$$$
#3	SingCapital	financial advisory · protection planning	-
#4	finexis advisory	homegrown · wealth management	-
#5	IPP Financial Advisers	financial advisory · retirement	-
#6	PromiseLand Financial Advisory	portfolio review · general insurance	-
#7	Financial Alliance	independent advisory · wealth planning	-
#8	Diot-Siaci Asia	insurance broker · expat insurance	-
#9	Pacific Prime Singapore	broker · expat insurance	-
#10	Dollar Bureau	comparison · insurance guides	-
#11	Insurance Empire	insurance comparison · life insurance	-

Insurance Agencies & Advisories in Singapore - your questions

What should I check before choosing an insurance adviser in Singapore?

Check whether the firm or representative is licensed or exempt under MAS rules, which insurers they can compare, how they are paid, and whether they will help with claims and policy reviews after purchase.

Is an independent financial adviser better than an insurer's tied agent?

Independent advisers can usually compare products from several insurers, which is useful for complex needs. Tied agents may still be suitable if you already prefer one insurer, but their product range is narrower.

Do insurance advisers charge fees in Singapore?

Many advisers are paid by product commissions, while some firms charge advisory fees or rebate commissions. Ask for the fee and commission structure before accepting recommendations.

Can these firms help with Integrated Shield Plans and life insurance?

Most financial advisory firms can advise on life, critical illness, disability and health coverage. Specialist brokers may focus more on medical, employee benefits, travel, home or corporate insurance.

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The 11 Best Insurance Agencies & Advisories in Singapore

Best Insurance Agencies & Advisories in Singapore compared

Insurance Agencies & Advisories in Singapore - your questions

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